Car Buying Tips

When detailing a car the pros rely of many little tricks. Most of these tricks are acquired knowledge after years of detailing. I’m going to share a few of these secrets with you. But you have to promise you won’t tell them where you learned them.

Five secrets the detailing pros don’t want you to know.

1. Laquer Thinner: Laquer thinner will remove the most stuborn grease, or ever paint from minor accidents. Be careful not to rub to hard. You could damage existing paint. Apply laquer thinner with a soft rag and wipe off with a micro fiber towel. This helps prevent rubbing off the cars original paint.

2. Armorall Engine: When detailing under the hood it can be hard to make your engine look new. A secret of the pros is to put armorall in a cup gun or small auto body paint gun and shoot a light spray on the engine.

3. Amazing Razor: Razors are one of the most versatile tools for car detailing. They are great for removing stuck on stickers from windows. Razors can even be used to remove stick on gunk on the body(if you have a steady hand). You can also wrap a paper towel around a razor and use the razor to clean tough grease or paint directly off the body.

4. Tooth Brush: One of the best tools for detailing the inside on your car is simple tooth brush. It’s especially good for those hard to reach places, like between seats or corners. You could add some cleaner or de greaser to the toothbrush for an extra clean crack.

5. Home Touch-Up: So many people think they have to pay a professional for touch-up. The truth is, basic touch-up is surprisingly easy. First locate your car’s paint code(this might be in the door jamb, or under the hood, or the owners manual). Next have your local auto paint store mix you up the smallest quantity they sell. And the best tool for applying the paint is a simple tooth-pick. You can also use a coffee stir stick. Then when the paint has hardened up a little you can wipe off excess with a paper towel wrapped around a razor.par par I hope these car detailing tips are useful. Remember that much of the techniques the pros use are just small tricks picked up over the years. Many of these tricks can be found on line so search good and you will be surprised how easy it will be to get a professional looking detail without the professional cost. More car detailing tips and tricks will follow in the next article.

For more information on auto detailing check out DrWheel.com

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“Get a Used Car Loan to Get Your Dream Car”
So you want to own your dream car. Your finances, however, hinder you from getting behind the wheel of a brand new vehicle. You decide to go for the “second-hand, via loan” option, but of course you do not want to get stuck with an old clunk of metal.

Do not lose hope. Here are some basic rules that you should follow towards getting a used car loan and owning the right car:

>>Set a price range.

First, sit down and calculate.

Get all the other financial considerations out of the way (i.e., mortgage, food, utility bills) and work with the figure that you are left with.

Remember to add car maintenance costs such as gas and insurance to your set of figures so that you would have a ballpark amount of what you can pay for the used car loan that you plan to obtain.

A good rule is for you to use approximately 20% of your monthly income as an allotment for your car expenses.

Once you have your budget determined, make sure that you stick with your budget and not overspend.

>>Look at your options.

Once you have determined the budget, you may now decide where to obtain the used car loan from.

*Bank, Dealer or Person-to-Person?  Do not look at banks as a primary option, as they will not lend you money for a used car which is more than a few years old.

A kinder option is to check out online lenders which are generally cheaper. There are a lot of web sites which offer a loan calculator. Just sign-up online and they will send you price quotes.

The third and best option is dealing with a person directly. You may want to check out used car dealers within your area. This way, you can ask a lot of questions about the financing of the car loan. Dealing with a person directly will also allow you to iron out details like deposits and monthly installments.

>>Research and do your homework.

If you have already determined your budget and where to get the loan from, you can now choose the car that you want to drive home. Consider your own needs, or your family’s - if you have one - in determining the car model that you want to own.

>>Choose.

Check out everything that you need to know about the vehicle that you want to own. Consider the speed of the car, the model and the price. Once you have narrowed down your options and considered everything, you may now proceed and obtain that used car loan and get behind the wheels.

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Auto Insurance and Leasing

When leasing a car, it’s easier to stick with the same company for your
auto insurance. What you don’t know, however, is that you may end up
paying too much for your coverage and it’s better to look elsewhere for
lower rates.

When you lease, the vehicle that you will drive belongs to the leasing
company. They want to make sure that their investment is covered in the
event the vehicle gets damaged, totalled or stolen. They typically want
to get covered for the difference between what your auto-insurer pays and
your outstanding leasing obligations at the time of the accident or
damage. This is called GAP, short for Guaranteed Auto Protection, and is
usually included in the leasing contract.
If your leasing company is called BMW Financial Services, Chrysler
Financial or any other finance division of an automaker, then chances are
your GAP insurance will be offered by the same lease company.   

You are under no obligation to accept GAP insurance included as part of
your lease agreement. Why pay an insurance premium if you could get the
same coverage for a lower price?
Invest some time shopping by comparing quotes from other insurance
companies, including your existing one. Ask for discounts that you already
qualify for and adjust your coverage accordingly.

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